The late payment fee is calculated as 3.5% of the total outstanding balance on your statement. This fee is charged monthly until you have fully repaid the overdue amount.

Are there any additional interest charges for late repayment?
No. However, the minimum payment administration fee is charged if you fail to make the minimum required payment/ settled the outstanding balance on your statement. This fee is assessed due to the non-fulfillment of the payment obligation and is in addition to the late payment fee.

逾期付款費用將按照你帳單上未償還餘額的3.5%計算。此費用每月收取，直到您全額償還逾期金額為止。

逾期還款是否有額外的利息費用？
不。如果您未能按最低要求付款或清償帳單上的未償餘額，將會收取最低付款管理費。此費用是由於未履行付款義務而收取，並且是逾期付款費用的額外收費。