The conditions and requirements for terminating your credit card are as follows:

• Full Settlement on Outstanding Balance
  Ensure that all outstanding balances, including any fees or charges, are fully paid off.
  
• Cancellation Process
  The cancellation process could take up to 90 days to account for any possible chargebacks.
  
• Refund of Deposited Amount
  After deducting any outstanding charges, the remaining amount will be fully refunded.

終止信用卡的條件和要求如下：

• 全額結清未償還餘額
  確保所有未償還的餘額，包括任何費用或收費，已全數支付。
  
• 取消流程
  取消流程可能需要長達90天，以考量任何可能的退款交易。
  
• 退款已存金額
  在扣除任何未償還的費用後，剩餘的金額將全數退款。