The conditions and requirements for terminating your credit card are as follows:

• Full Settlement on Outstanding Balance
  Ensure that all outstanding balances, including any fees or charges, are fully paid off.
  
• Cancellation Process
  The cancellation process could take up to 90 days to account for any possible chargebacks.
  
• Refund of Deposited Amount
  After deducting any outstanding charges, the remaining amount will be fully refunded.