SPEND NOW
REPAY LATER

Turn your crypto into spending power. 
Deposit crypto as collateral; and instant unlock a flexible credit line.

Unlock Financial Freedom with Crypto Collateralized Credit Card

Freedom to Spend, Power to Grow

Crypto-Backed Credit Line

Secure your credit limit with USDT/ USDC;
no traditional bank approval needed.

Spend First, Repay Later

Enjoy the freedom of credit.
Your collateral stays safe while you repay on your schedule.

Worldwide Acceptance

Use anywhere Visa is accepted; from online shopping
to travel, dining, and cash withdrawals.

Instant Control & Security

Freeze/ unfreeze your card, monitor transactions,
and protect your funds with advanced fraud detection.

How It Works?

Register and Apply

Sign up for LOOKCARD.IO Account and apply for credit card

Complete Identity Verification

Verify your identity during application. All you need is just a passport or national ID.

Deposit to Obtain Credit Line

A minimum initial deposit is required, which will act as a collateral in exchange for your credit line.

⚠️ This min deposit is not a fee or spending balance, it serves purely as collateral to secure your credit line.

Activate & Start Spending

Your credit card is activated upon successful deposit. Spend anywhere Visa is accepted and repay monthly, while your collateral remains safely held.

Why Choose LookCard+ Over Traditional Credit Card?

Crypto-collateralized credit card vs conventional credit card — see the difference at a glance.

Feature LookCard+ Credit Card Traditional Credit Card
Collateral Deposit Yes No
No Income Proof Needed Yes No
Instant Credit Approval Yes No
Global Visa Network Yes Yes
Annual Fee No Yes

Your Crypto, Your Credit.

Start Spending Smarter Today.

Top FAQs About LookCard+ Credit Card

What is a collateralized credit card?

A collateralized credit card requires you to deposit funds as security. This deposit is not a fee — it acts as collateral to unlock your credit limit while you spend and repay like a normal credit card.

Why do I still need to repay if I already put in a deposit?

Your deposit is only collateral, not spendable balance. It secures your credit line and protects against default, but you are still spending on credit. That means you must repay your monthly statement to restore your available limit, while your collateral remains untouched.

Do I lose my collateral deposit?

No. Your deposit remains safely held and is only used if you fail to repay your outstanding balance for a consecutive months. Once your account is in good standing, you can withdraw your collateral upon termination.

How is this different from a debit card?

With a debit card, you spend only the balance you load. With LookCard+ Credit Card, your collateral deposit unlocks a credit line — allowing you to spend first and repay later.

What happens if I miss a repayment?

If repayment is missed, a late payment charge apply until repayment is made. To keep your credit line active and avoid penalties, it’s important to repay on time.

Can I increase my credit limit?

Yes. By increasing your collateral deposit, you can unlock a higher credit line instantly without income proof or lengthy approval processes.

After I make a repayment, why does my statement balance still remain?

Your statement balance reflects the total billed during the last cycle. Even after making repayment, the statement balance does not change because it is a historical record of that billing period. What updates instead are your outstanding balance and available credit limit. The statement balance will refresh when the next billing cycle is generated.

For any inquiries, please email​ to

info@lookcard.io

Cross-Border Access Restrictions

Please be advised that the promotion or distribution of our products and services beyond Hong Kong may be subject to regulatory requirements. The content on this website is intended solely for residents of Hong Kong.

By clicking “Continue,” you acknowledge that you have read and understood this advisory and are accessing the website independently, without any solicitation or promotion from LookCard+