LookCard offers two distinct payment solutions to suit different finance preferences and lifestyles. Here’s a detailed comparison to help you choose the one that fits best:
| FEATURE | LOOKCARD LITE: DEBIT CARD | LOOKCARD+: CREDIT CARD |
| CARD TYPE | Debit Card | Credit Card |
| SPENDING METHOD | Spend only what you deposit in your wallet | Spend using credit limit secure from collateral deposit (refundable) |
| INITIAL DEPOSIT | USD 200; Deposit to card for spending | USD 200; Deposit to credit wallet as collateral |
| CREDIT FACILITY | ❌ No credit | ✔️ Yes, 100% of collateral deposit |
| TRANSACTION FEE | 1.5% on all transactions | 0.5% on all transactions |
| WALLET REQUIREMENT | Required for all top ups and payments | Required to manage deposit, withdrawals, and repayments |
| CARD ISSUANCE | Instant virtual card; Physical card optional | Instant virtual card; Physical card optional |
| DEPOSIT/ TOP UP FLEXIBILITY | Deposit digital currencies for spending | Deposit digital currency as collateral; Deposit digital currency for repayment |
| REWARDS POINT | ❌ N/A | ✔️ Coming Soon |
| BEST FOR | ✔️ Users who wants simplicity, full control over funds, and no debt ✔️ Crypto holders seeking easy Visa access | ✔️ Users familiar with credit models ✔️ Those looking for flexibility and lower fees |
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