Category: Learning Hub

✈️ How Stablecoin Debit Cards Could Replace Travel Forex Cards

Stablecoin cards are redefining the way we spend abroad. Compared to traditional travel forex cards, they offer instant conversion, low foreign transaction fees, and transparent settlement — delivering a faster, smarter, and borderless payment experience.

As global networks like Visa and Mastercard advance stablecoin settlement programs, the future of travel spending is becoming truly seamless. With stablecoins, your money moves as freely as you do.

🌍 Currency Hacks：How to Save on Foreign Exchange When Traveling

When you travel abroad, every swipe of your card can carry hidden costs. Dynamic Currency Conversion (DCC) at merchants, bank foreign transaction fees, and costly airport exchanges can add 3–12% to your bill without you realizing.

That’s why we introduced LookCard: all payments follow the Visa FX rate with transaction fee of only 0.5% — typically cheaper than banks, DCC, or cash exchange. Smarter, fairer, and built for global travelers.

💳 When to Tap Debit, When to Swipe Credit

“The Smart Spender’s Rulebook”
Debit or credit? The right choice at the right moment can save you money, earn rewards, and make life easier. In this guide, we break down when to swipe your LookCard Lite Debit for everyday control and when to pull out your LookCard+ Visa Credit for extra flexibility, travel perks, and big purchases.

💳 Yes, You Can Use a Debit Card — Without a Bank Account

No bank? No problem.
LookCard Lite Visa Debit Card lets you spend, shop, and manage your money worldwide — all without a traditional bank account.

📈 Why Are Crypto Cards Gaining Momentum Worldwide?

Crypto cards are no longer the future — they’re the now.

With seamless crypto-to-fiat spending, no credit checks, and global acceptance, crypto cards are revolutionizing how we use digital assets. Discover why more users are switching and how this next-gen tool is reshaping personal finance.

🚫 Misconception Alert: “Why Do I Need to Repay If I Already Deposited?”

Think your LookCard+ Visa deposit is your spending balance? It’s not. Your deposit is collateral — a security that lets you access credit without background checks or credit scores. Learn why repayment is still required, how our credit model works, and what makes LookCard a smarter, more inclusive way to spend.

📉 Understanding Crypto Collateralization: What Happens When the Market Drops?

What happens to your crypto-collateralized credit line when the market drops? This article breaks down how LookCard+ Visa protects your account during volatility, the difference between stablecoin vs. volatile asset collateral, and what risk controls are in place to keep your credit safe — even in a downturn.

💳 Why Is My Credit Card Outstanding Balance Negative? It’s Not a Mistake—Here’s What It Means

If you’ve ever reviewed your credit card account and noticed that your outstanding balance appears as a negative number, you may find it puzzling: “I’ve made purchases—so why does it look like I have money in the account instead of a balance due?” “I’ve made payment to my credit card-why my outstanding balance shows negative […]

Why Your Credit Card Statement Balance Doesn’t Change After Payment – And What It Really Means?

  If you’ve ever wondered why your credit card statement balance remains unchanged after you’ve made a payment, you’re not alone. This is a common point of confusion for many cardholders. The key lies in understanding the difference between your statement balance and your outstanding balance. Statement Balance: A Snapshot in Time The statement balance is the total amount you owed […]