đź’ł When to Tap Debit, When to Swipe Credit

“The Smart Spender’s Rulebook”
Debit or credit? The right choice at the right moment can save you money, earn rewards, and make life easier. In this guide, we break down when to swipe your LookCard Lite Debit for everyday control and when to pull out your LookCard+ Visa Credit for extra flexibility, travel perks, and big purchases.
POWERSPENDER REBATE CAMPAIGN

Unlock real rewards every time you spend with LookCard+ Visa Credit Card. From August 6 to August 31, 2025, enjoy tiered rebates of up to 1.5% on all spending. New users also enjoy an exclusive 1% rebate on all transactions during their first 30 days.
📢 Official Notice: New User Registration Now via Web App

📢 New Registration Notice:
All new users must register via the Web App. Existing users may continue using the Mobile App, but debit card applications require Web App registration. Mobile App update coming soon.
🚫 Misconception Alert: “Why Do I Need to Repay If I Already Deposited?”

Think your LookCard+ Visa deposit is your spending balance? It’s not. Your deposit is collateral — a security that lets you access credit without background checks or credit scores. Learn why repayment is still required, how our credit model works, and what makes LookCard a smarter, more inclusive way to spend.
đź’ł New Card. New Power; One Platform, Limitless Possibilities.

One card to bridge your digital and real-world payments. The all-new LookCard Lite Visa debit card is launching soon — with real-time access, global usability, and seamless multi-currency control. From crypto to daily spending, take full control in one platform.
It’s not credit. It’s not prepaid. It’s better

No deposits. No delays. No nonsense.
The Debit Card is here soon — and it’s changing the game for crypto-savvy spenders. Whether you swipe, tap, or travel, this card does more than sit in your wallet.
📉 Understanding Crypto Collateralization: What Happens When the Market Drops?

What happens to your crypto-collateralized credit line when the market drops? This article breaks down how LookCard+ Visa protects your account during volatility, the difference between stablecoin vs. volatile asset collateral, and what risk controls are in place to keep your credit safe — even in a downturn.
💳 Why Is My Credit Card Outstanding Balance Negative? It’s Not a Mistake—Here’s What It Means

If you’ve ever reviewed your credit card account and noticed that your outstanding balance appears as a negative number, you may find it puzzling: “I’ve made purchases—so why does it look like I have money in the account instead of a balance due?” “I’ve made payment to my credit card-why my outstanding balance shows negative […]
Why Your Credit Card Statement Balance Doesn’t Change After Payment – And What It Really Means?

 If you’ve ever wondered why your credit card statement balance remains unchanged after you’ve made a payment, you’re not alone. This is a common point of confusion for many cardholders. The key lies in understanding the difference between your statement balance and your outstanding balance. Statement Balance: A Snapshot in Time The statement balance is the total amount you owed […]
Tokenization & Stablecoins: How LookCard Unlocks Accessible Credit in the Digital Age

The financial landscape is rapidly evolving, with innovations like tokenization poised to redefine accessibility for investors globally. As Johann Kerbrat, senior vice president and general manager of Robinhood Crypto, highlighted at the Consensus 2025 event, tokenization is “very important for financial inclusion,” potentially opening doors to asset classes like real estate and private equity traditionally […]