The credit limit wallet serves several key functions related to managing and securing a credit card’s limit:

a) Credit Limit Management:

• Users can manage their credit limit by adding funds to the wallet. 

b) Securing Credit:

• The funds in the credit limit wallet act as collateral, ensuring that the credit card issuer has guaranteed security against default.

信用卡額度錢包在管理和保護信用卡額度方面，扮演著幾個關鍵角色：

a) 信用額度管理：

• 使用者可以透過將資金添加至錢包，來管理他們的信用額度。

b) 信用安全：

• 信用卡額度錢包中的資金，充當抵押品，確保信用卡發行機構有抵押品保障，以防違約。