No. Your collateral deposit for the Credit Card cannot be transferred to a Debit Card, as the two products operate under different account structures and collateral requirements.

• The Credit Card collateral deposit secures your credit limit and is only refundable upon card termination, after all outstanding balances are cleared & meeting the requirements.
  
  
• The Debit Card functions on a preloaded balance model, where spending is drawn directly from the available funds in your debit account.

If you wish to use a Debit Card, you will need to make a separate deposit into your Debit Card account.

我已经拥有一张 LookCard+ 信用卡并缴付了抵押保证金，该保证金可以转到借记卡账户吗？ #

不可以。信用卡的抵押金额无法转入借记卡账户，因为两者属于不同的账户结构与抵押机制。

💳 信用卡（LookCard+ Visa）
 抵押金额用于担保您的信用额度，仅可在注销信用卡并结清所有未偿余额后退还。

💰 借记卡（LookCard Lite Visa）
 采用预充值账户模式，所有消费均从账户中的可用余额直接扣除。

👉 若您希望使用借记卡，请单独向借记卡账户充值，以启用并开始使用