No — LookCard does not impose any monthly or inactivity fees, even if you don’t use your card at all for a month. However, please be aware of our dormancy policy, which applies if your card remains unused for an extended period.
| For LookCard Lite Visa Debit Card | For LookCard+ Visa Credit Card |
| 🔸 If your card remains dormant (no user-initiated activity) for three (3) consecutive calendar months, your card account will be automatically terminated. 🔸 All remaining wallet balance will be forfeited and deemed non-refundable. 🔸 Dormant debit card accounts are not eligible for reinstatement. A new application is required to resume service. | 🔹 If your credit card remains dormant for six (6) consecutive calendar months, it will be automatically cancelled. 🔹 In such cases, the collateral deposit held against your credit limit will be forfeited. To resume credit services, a new application and deposit will be required. |
如果我一个月没有使用卡片，会被收取费用吗？ #
不会。LookCard 不会因未使用而收取任何月费或闲置费，即使您整个月都未使用卡片也不受影响。但请注意账户闲置政策，若您的卡片长期未使用，将自动视为休眠账户并依照以下规定处理：
| LookCard Lite Visa 借记卡 | LookCard+ Visa 信用卡 |
| 🔸 若连续 三（3）个月 无任何交易行为，卡片账户将被自动注销。 🔸 卡内任何剩余余额将被没收且不予退还。 🔸 被注销的借记卡账户不可恢复，如需继续使用服务，须重新提交申请。 | 🔹 若连续 六（6）个月 无任何交易行为，卡片将被自动取消。 🔹 此情况下，原用于信用额度的抵押保证金将被没收。 🔹 如需恢复信用卡服务，需重新申请并缴纳新的抵押保证金。 |
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