The late payment fee is calculated as 3.5% of the total outstanding balance on your statement. This fee is charged monthly until you have fully repaid the overdue amount.

Are there any additional interest charges for late repayment?
No. However, the minimum payment administration fee is charged if you fail to make the minimum required payment/ settled the outstanding balance on your statement. This fee is assessed due to the non-fulfillment of the payment obligation.

逾期还款费用如何计算？ #

逾期还款费（Late Payment Fee）按您账单中的总未结余额的 3.5% 计算。此费用将按月收取，直至您全额偿还逾期金额为止。

逾期还款是否会额外产生利息？ #

不会产生额外利息。但若您未能支付最低还款额或未清偿账单余额，系统将收取 最低还款管理费（Minimum Payment Administration Fee），
以反映未履行还款义务所产生的管理成本。