Paying the minimum payment by the due date helps you avoid late fees and keeps your account in good standing – but it does not prevent from minimum payment admin charge.

Minimum payment admin charge is charged because the full statement balance was not paid. Once you pay less than the full amount, you lose the grace period, and admin charge is applied to the remaining unpaid balance starting from the transaction date.

To avoid minimum payment admin charge in the future, you must pay the full statement balance by each due date.

我已经支付了最低还款额，为什么仍被收取最低还款管理费？
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按时支付最低还款额可帮助您避免逾期费用并维持良好的信用记录，但这并不会免除最低还款管理费（Minimum Payment Admin Charge）。

📘 原因说明： #

最低还款管理费的收取是因为您未全额偿还账单余额。当您支付的金额低于账单全额时：

• 您将失去免息期
• 系统会对剩余未还余额从交易日起开始收取管理费。

💡 如何避免未来被收取？要避免再次产生最低还款管理费，请务必在每期账单到期日前全额支付账单金额。