A negative outstanding balance [eg: -$200.00; ($200.00)] means you have a credit balance, in other words, you’ve overpaid your card or received a refund/ credit rebate that exceeds your current dues.

This amount is not owed, but instead represents a surplus in your card account. It can be used for:
a) Future spending on your LookCard+ Visa Credit Card
b) Repaying new transactions automatically

Example:

• Your card balance was USD 100
• You repaid USD 300
• Outstanding balance now shows ($200.00)

This means you have USD 200 in credit available to spend or request for refund.

我的未偿还余额出现负数是什么意思？ #

当您的未偿还余额显示为负数（例如：–$200.00 或 ($200.00)）时，表示您的账户已多付了款项，或因退款／返现而使账户余额高于应付金额。

💡 这笔金额并非欠款，而是账户的剩余余额，可用于： #

a) 您的 LookCard+ Visa 信用卡 后续消费
b) 自动抵扣新的交易账单

📘 举例说明： #

• 您的卡片原应还款 USD 100
• 您实际还款 USD 300
• 系统显示未偿还余额为 ($200.00)

👉 这代表您目前有 USD 200 的信用余额，可继续消费。