The ATM withdrawal limits provided are per company if cardholder is register using company name.

These limits are in place to ensure security and adherence to financial regulations. For any specific inquiries or adjustments to these limits, please contact LookCard’s customer support. We appreciate your understanding and cooperation.

Suspension of ATM Withdrawal Feature in Certain Countries #

To ensure the integrity of our platform and comply with global regulations, LookCard has temporarily suspended the ATM withdrawal feature for countries listed on the Financial Action Task Force (FATF) blacklist. As of now, the affected countries include:

1. Democratic People’s Republic of Korea
2. Iran
3. Myanmar

Note: This decision is in line with the Financial Action Task Force (FATF) recommendations. If your company is based in or transacts through, any of these countries, please be aware that ATM withdrawal capabilities will not be available.

Why are there withdrawal limits?

Withdrawal limits are established to serve a multifaceted purpose, encompassing security, fraud prevention, and strict adherence to financial regulations. These limitations are meticulously designed to safeguard the financial ecosystem and maintain the integrity of our platform.

What happens if I reach my withdrawal limit?
Upon reaching your designated withdrawal limit, whether it is on a daily or monthly basis, any subsequent attempts to withdraw funds will be automatically declined.

• Immediate Decline
  Once your withdrawal limit is met, our system will promptly decline any further withdrawal requests. This immediate response ensures that transactions beyond the stipulated limits are prevented in real-time.
  
• Waiting Period
  To initiate additional withdrawals, you will need to wait until the commencement of the next cycle, whether it is the next day for daily limits or the next month for monthly limits. This cyclic approach ensure a systematic and controlled process for fund transactions.
  
• Enhanced Security
  The temporary restriction on additional withdrawals enhances the security of your account by preventing unauthorized access or potential fraudulent activities that might occur if the established limits are consistently breached.

ATM 提款限额是多少？ #

若持卡人以公司名义注册账户，提款限额将按“公司”维度计算。此设置旨在平衡安全性、合规性与流动性，确保交易顺畅且受监管。

这些限额旨在强化安全性、防止资金滥用并符合国际金融监管要求。如您有特定提款需求或希望调整限额，欢迎联系 LookCard 客户支持团队 进行个案评估。

🌍 特定国家暂停 ATM 提款功能 #

为确保平台合规与系统完整性，LookCard 已暂时暂停以下由 FATF（金融行动特别工作组） 列入黑名单国家的 ATM 提款功能：

• 朝鲜民主主义人民共和国（Democratic People’s Republic of Korea）
• 伊朗（Iran）
• 缅甸（Myanmar）

⚠️ 此决定符合 FATF 国际监管建议。若您的公司位于或通过上述地区进行交易，ATM 提款功能将暂时不可用，以保障平台安全与法规遵从。

💡 为何设立提款限额？ #

提款限额不仅是安全措施，更是综合风险控制机制。主要目的包括：

• 🔒 保障账户与资金安全，防止可疑或未经授权的操作；
• 🧾 遵守国际金融与反洗钱法规（AML/KYC）；
• 💼 维护平台交易秩序与稳定性；
• ⚙️ 提升系统风控与监测效率。

通过限额制度，LookCard 能更有效地平衡用户便利与系统安全。

⚠️ 若达到提款限额，会发生什么？ #

• 🚫 即时拒绝超额提款请求：
  一旦达到每日或每月限额，系统会实时阻止后续提款，确保不发生超额交易。

• ⏳ 需等待至下一个周期：
  达到限额后，您需等待至次日（针对每日限额）或次月（针对每月限额）方可重新启用提款功能。

• 🛡️ 强化账户安全保护：
  这种周期性限制可有效防止异常提款行为，
  进一步提升账户安全性与交易系统的防护层级。